What is Accident and Cancer Insurance?

Accident insurance provides benefits if you suffer a covered accidental injury like a severe burn, broken bone, or have to visit an emergency room. It will also cover the diagnostic testing needed to determine if your bone is broken — like for an x-ray. The lump-sum payment goes directly to you, not the hospital or medical provider.

Cancer insurance provides coverage for radiation/chemotherapy, immunotherapy, surgical benefits, and hospital confinement, among others. Additionally, you may have access to cancer screening benefits and payment for the initial diagnosis of internal cancer,1 which can be used to help cover everyday expenses while you focus on your health.

These plans pay you directly and can cover thousands of dollars of your care.