What Is Dental Insurance?

Dental insurance is a type of health coverage that helps pay for preventive, basic, and major dental care. It reduces out-of-pocket costs for routine check-ups, cleanings, fillings, extractions, crowns, and more. Most plans cover preventive care (like exams and cleanings) at 100%, while more complex procedures may require cost-sharing through co-pays, deductibles, or coinsurance. Some plans also offer orthodontic coverage for braces or aligners.

Having dental insurance helps individuals and families maintain good oral health while managing the costs of dental care more affordably.